Home loans, matched to your approval odds.
We rank every bank and NBFC on our panel by your real approval odds, then hand the file to a relationship manager who sees it through to disbursal.
Everything a borrower actually needs, nothing you have to chase.
HousingMint AI Recommendations
Our proprietary HousingScore engine reads your income, CIBIL band and property, then ranks every lender on the panel by real approval odds — not headline rates.
A relationship manager, not a call centre
One person owns your file from day one, chases the paperwork, and tells you honestly where things stand.
Insights that actually help
Guides, market research and document checklists backed by real panel data, not marketing copy.
End to end, until the keys are yours
From eligibility to sanction to disbursal, we track every step and update you before you have to ask.
Your journey, simplified.
Share your profile
A two-minute form on income, property value and credit score — no documents needed yet.
See your matches
HousingScore ranks lenders by indicative rate, approval odds and typical turnaround for your profile.
Your RM takes it from here
Pick a lender and your relationship manager runs the application, documentation and follow-ups.
A finance toolkit, built for borrowers.
Run the numbers yourself before you talk to anyone.
EMI calculator
Estimate your monthly repayment from loan amount, rate and tenure.
Calculate EMIEligibility calculator
Find the maximum loan amount you can comfortably qualify for.
Check eligibilityPrepayment calculator
See the interest you save by prepaying part of your loan early.
Calculate savingsAffordability calculator
Find the property price you can afford from your monthly budget.
Check affordabilityInsights & resources, not marketing copy.
Guides and market research backed by real panel data.
The complete home loan document checklist for 2026
Every document each major lender actually asks for, by employment type — so you gather it once.
6 min readMarket researchCity-wise approval timelines: who moves fastest in 2026
Real turnaround data across our panel, broken down by the 10 cities we see the most applications from.
7 min readGuidesCIBIL score bands explained — and what actually moves the needle
What separates a 700 from a 780, and the fastest legitimate ways to close the gap before you apply.
6 min readWant a human for all this?
Your relationship manager pushes the bank on your behalf, start to finish.
Our lending partners
19+ banks and NBFCs on one panel.
Frequently asked
Is HousingMint a lender?
No. We're a discovery and advisory platform. The loan is sanctioned and disbursed by the bank or NBFC you choose — we help you find the right one and manage the process.
How is HousingScore different from a rate comparison table?
A rate table shows headline numbers that may not apply to you. HousingScore factors in your CIBIL band, income, existing EMIs and the lender's real approval pattern, so the ranking reflects your actual odds, not just the best-case rate.
Does checking my eligibility affect my credit score?
No. The initial match is based on the numbers you share with us — nothing is pulled from the bureau until you choose a lender and formally apply.
Is there a fee for using HousingMint?
Finding and comparing loans is free for borrowers. We're paid by the lending partner once your loan is disbursed, so our incentive is to get you approved, not to upsell you.
Takes under two minutes