How much home loan can you comfortably take?
Based on your income, existing EMIs and the lender's typical obligation limit.
8.50%
20 years
55% of income
Most lenders cap total EMIs at 50–60% of monthly income. We default to a conservative 55%.
Estimated maximum loan amount
₹57,03,927
Room for EMI, after obligations₹49,500 / month
At interest rate8.50%
Over tenure20 years