HousingMint

Insights, guides and research for home loan borrowers.

Written by our team and backed by real panel data — not marketing copy.

Guides

The complete home loan document checklist for 2026

Every document each major lender actually asks for, by employment type — so you gather it once.

6 min readRead
Market research

How repo-linked rates moved this quarter, and what it means for your EMI

A plain-language look at where floating rates are headed and how to time a balance transfer.

8 min readRead
Guides

Self-employed? Here's how to get approved without 3 years of ITR

The alternate income-proof routes lenders accept, and which NBFCs are most flexible about it.

5 min readRead
Market research

City-wise approval timelines: who moves fastest in 2026

Real turnaround data across our panel, broken down by the 10 cities we see the most applications from.

7 min readRead
Guides

CIBIL score bands explained — and what actually moves the needle

What separates a 700 from a 780, and the fastest legitimate ways to close the gap before you apply.

6 min readRead
Guides

Balance transfer math: when it's worth the paperwork

A simple break-even calculation so you know exactly when switching lenders pays off.

4 min readRead

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